Course Introduction
This course dives into the critical components of lending operations and bank management, exploring the fundamentals of credit processes, lending strategies, and loan lifecycle management. Designed for aspiring bankers, finance professionals, and students, it provides practical knowledge about secured and unsecured lending, syndicated loans, risk evaluation, and principles of customer acceptance.
Section-Wise Curriculum Overview
Section 1: Introduction
Get an overview of lending operations and their significance in bank management.
Lecture 1: Introduction to Lending Operation (Preview enabled)
Understand the basics of lending operations and their role in financial institutions.
Section 2: Getting Started
Learn the foundational concepts and processes in lending.
Lecture 2: Overviews of Lending Bank Management (Preview enabled)
Insights into how banks manage lending operations effectively.
Lecture 3: 7C’s of Credit in Lending Process
An in-depth look at character, capacity, capital, conditions, collateral, and more.
Lecture 4: Secured and Unsecured Lending Process (Preview enabled)
Differences, examples, and applications of secured and unsecured loans.
Lecture 5: Stages of Lending Process
Step-by-step guide through the stages of the lending process.
Section 3: Bank Management
Explore advanced topics like syndicated loans, loan facilities, and risk management.
Lecture 6: Bilateral Lending in Bank Management
Understanding bilateral agreements and their impact on banking.
Lecture 7: Syndicated Loans in Bank Management
Overview of syndicated loans and their importance in large-scale financing.
Lecture 8: How Are Loans Syndicated
The process and mechanics of loan syndication.
Lecture 9: Types of Syndicated Deal
Explore the various structures and agreements in syndicated loans.
Lecture 10: Type of Facilities
Different lending facilities provided by banks, including examples.
Lecture 11: Term Loan and Overdraft Facility Example
Practical examples of term loans and overdraft facilities.
Lecture 12: Letter of Credit and PIK Facility Example
Explore how letters of credit and Payment-in-Kind (PIK) facilities operate.
Lecture 13: Loan Life Cycle
Complete guide to the lifecycle of loans from origination to repayment.
Lecture 14: Loan Underwriting and Loan Servicing
Processes involved in underwriting and servicing loans effectively.
Lecture 15: Principles of Lending
Core principles that guide the lending process.
Lecture 16: Customer Acceptance Policy
Policies and procedures for evaluating and accepting customers.
Lecture 17: Categories of Risk
Identifying and categorizing risks associated with lending.
Lecture 18: Evaluating a Collateral
Key methods and metrics for assessing collateral value.
Conclusion
By the end of this course, students will be equipped with a comprehensive understanding of lending operations, the credit evaluation process, and bank management strategies. These insights will enable them to navigate complex financial scenarios with confidence.
